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The majority of the planet does not have access to basic financial services. Our current systems are permissioned, gated, antiquated and corrupt. Finance has been the number one limiting factor for the majority of the world’s people. People are unable to save, they are unable to invest and they are unable to grow. This forces them into wasting time and energy to conserve value and just stay at zero. There is a tremendous amount of room for improvement in finance around the world.